Legal disclaimer

General information only

The guides, comparisons and explanations on this site describe how the property-buying process generally works in Portugal. Portuguese law, tax rules and local practice can change, and individual transactions vary, so general information may not fit your specific circumstances.

The AI assistant

The AI assistant answers questions by drawing on this site's approved content and generating a response with an AI model. It can be incomplete, can miss nuance, and can occasionally be wrong. It is not a lawyer, and its answers are not legal advice.

Where the assistant is unsure or where a question needs a qualified professional, it is designed to say so and point you towards Legal Support rather than guess.

Calculators and estimates

The purchase cost calculator and similar tools produce estimated figures based on the inputs you provide and the published assumptions behind each calculation. They are planning aids, not quotations, and actual costs, taxes and fees on a real transaction can differ.

Personalised planning tools

The Personal Buying Plan, Compare Locations, the off-plan checklist and the Resort Purchase Checker organise information based on what you tell them. They help you structure your thinking and prepare questions; they do not assess your eligibility for anything or guarantee a particular outcome.

Legal, tax and financial limitations

Nothing on this site should be treated as legal, tax, financial, immigration or investment advice. Rules on residency, taxation, mortgage lending and property regulation depend on your personal circumstances and can change, and only a qualified professional advising on your specific case can confirm how they apply to you.

Reliance on official sources

Where this site refers to official Portuguese sources, forms or procedures, always check the current version on the relevant official website, as requirements and figures can be updated after this content was last reviewed.

No lawyer-client relationship

Reading this site, using its tools, or exchanging messages with the AI assistant does not create a lawyer-client relationship with Valente Veiga & Associados (VVA) or any other party.

A lawyer-client relationship, and the duties that come with it, only begins once you separately and formally engage VVA (or another professional) to act for you, through the Legal Support section of this site or directly with them.